--- title: Excite Credit Union Blog (5) description: Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. (5) --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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[Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [Small Business Banking and the Benefits of a Credit Union](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) November 27, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en), [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en) [![](https://blog.excitecu.org/hubfs/SmBusCU%20square.jpg)](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) Small businesses are the backbone of any economy, and managing their finances is crucial for growth and success. One essential aspect of this financial management is choosing the right banking institution. While traditional banks are often the... [Read More](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) --- ## [2023 Community Impact Day](https://blog.excitecu.org/2023-community-impact-day?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) November 13, 2023 [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en), [Community Engagement](https://blog.excitecu.org/topic/community-engagement?hsLang=en) [![](https://blog.excitecu.org/hubfs/community%20impact%20square.jpg)](https://blog.excitecu.org/2023-community-impact-day?hsLang=en) In 2023, two extraordinary events unfolded, each with a noble mission of creating a positive impact on their respective communities. California Impact Day and North Carolina Impact Day, which took place on October 9th, were days of transformation... [Read More](https://blog.excitecu.org/2023-community-impact-day?hsLang=en) --- ## [Prepare For Your Golden Years with Confidence](https://blog.excitecu.org/prepare-for-your-golden-years-with-confidence?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) September 28, 2023 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Retirement](https://blog.excitecu.org/topic/retirement?hsLang=en) [![](https://blog.excitecu.org/hubfs/Retirement%20square.jpg)](https://blog.excitecu.org/prepare-for-your-golden-years-with-confidence?hsLang=en) Retirement marks a significant milestone in our lives, representing a time to savor the fruits of our labor and pursue passions we may have set aside. To ensure you're financially prepared for this exciting chapter, Excite Credit Union offers a... [Read More](https://blog.excitecu.org/prepare-for-your-golden-years-with-confidence?hsLang=en) --- ## [Navigating Back to School: 5 Simple Money Tips for College Students](https://blog.excitecu.org/back-to-school?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) August 25, 2023 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en) [![](https://blog.excitecu.org/hubfs/back%20to%20school%20square.jpg)](https://blog.excitecu.org/back-to-school?hsLang=en) As summer winds down and the school bells start ringing, a new academic adventure awaits. Whether you're stepping onto campus for the first time or gearing up for another semester, one thing is certain financial preparation is crucial. At Excite... [Read More](https://blog.excitecu.org/back-to-school?hsLang=en) --- ## [Business Benefits](https://blog.excitecu.org/business-benefits?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 30, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/business%20benefits%20square.jpg)](https://blog.excitecu.org/business-benefits?hsLang=en) Running a successful business requires a strong financial foundation. When it comes to managing your business finances, partnering with a reliable financial institution can make all the difference. Excite Credit Union understands the unique needs... [Read More](https://blog.excitecu.org/business-benefits?hsLang=en) --- ## [Celebrating National Family Owned & Operated Business Day](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 16, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/Family%20Owned%20square.jpg)](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) On June 23rd, we celebrate National Family Owned & Operated Business Day, a day to recognize and support family-owned businesses. These businesses are an essential part of our community, contributing to job creation, innovation, and neighborhood... [Read More](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) --- ## [Summer Spending](https://blog.excitecu.org/summer-spending?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 31, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en) [![](https://blog.excitecu.org/hubfs/Summer%20Spending%20square.jpg)](https://blog.excitecu.org/summer-spending?hsLang=en) Summer is a time for fun, vacations, and relaxation. For many of us, it can also be a time of overspending and credit card debt. We're sharing tips on how to manage your summer spending and stay financially healthy. Set a budgetBefore you start... [Read More](https://blog.excitecu.org/summer-spending?hsLang=en) --- ## [Refinance your mortgage and save money](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 01, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/mortgage%20awareness%20refinance%20square.jpg)](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) If you're looking for a way to save money on your monthly mortgage payments and consolidate debt, refinancing your mortgage may be a good option. Refinancing your mortgage means that you replace your existing mortgage with a new one. Here are the... [Read More](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) --- ## [Does Your Teen Understand the Value of Money?](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) April 27, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/youth-Financial-literacy-2-Blog_square.jpg)](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) Financial literacy is a crucial skill that every person should have, and it’s never too early to start teaching your kids about money. April is National Financial Literacy Month, so it’s a great time to start having conversations with your teens... [Read More](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) --- ## [Tax Time Made Easy](https://blog.excitecu.org/tax_time_made_easy?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) April 21, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Taxes](https://blog.excitecu.org/topic/taxes?hsLang=en) [![](https://blog.excitecu.org/hubfs/Tax%20Time%20square.jpg)](https://blog.excitecu.org/tax_time_made_easy?hsLang=en) Tax season is upon us once again, and for many people, it can be a stressful and overwhelming time. However, with a bit of preparation and guidance, filing your taxes can be a much smoother process. Here are some tips to help you navigate tax time... [Read More](https://blog.excitecu.org/tax_time_made_easy?hsLang=en) --- - - [1](https://blog.excitecu.org/page/1?hsLang=en) - [2](https://blog.excitecu.org/page/2?hsLang=en) - [3](https://blog.excitecu.org/page/3?hsLang=en) - [4](https://blog.excitecu.org/page/4?hsLang=en) - [5](https://blog.excitecu.org/page/5) - ### Posts by Topic - [Talking About Money (51)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (28)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (23)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Emergency (5)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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