--- title: Excite Credit Union Blog (4) description: Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. (4) --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [How Much House Can I Afford?](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 17, 2024 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/June_Blog_Square.jpg)](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) Buying a home is one of the most significant financial decisions you’ll make in your life. It’s exciting to think about owning your own place, but it’s crucial to understand how much house you can truly afford before you start house hunting. We’re... [Read More](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) --- ## [Getting Your Kids Excited About Money Management](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 24, 2024 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en) [![](https://blog.excitecu.org/hubfs/MAY_Square_Final.jpg)](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) Let’s talk about money! It’s never too early to talk about finances with your children. When you take your toddlers to the store, they watch you buy groceries (and probably ask for their favorite candy at checkout). Kids are very observant and... [Read More](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) --- ## [Common Tax Filing Tips](https://blog.excitecu.org/common-tax-filing-tips?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 11, 2024 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Taxes](https://blog.excitecu.org/topic/taxes?hsLang=en) [![](https://blog.excitecu.org/hubfs/MARCH_square.jpg)](https://blog.excitecu.org/common-tax-filing-tips?hsLang=en) Tax season is upon us, and it's essential to approach tax filing with confidence and common tax filing tips. Whether you're a business owner or an individual, there are common missteps that can trip you up. Let’s explore the nuances of business... [Read More](https://blog.excitecu.org/common-tax-filing-tips?hsLang=en) --- ## [Empowering Communities Through CDFI Status](https://blog.excitecu.org/empowering-communities-through-cdfi-status?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 21, 2024 [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en) [![](https://blog.excitecu.org/hubfs/CDFI%20blog%20square.jpg)](https://blog.excitecu.org/empowering-communities-through-cdfi-status?hsLang=en) In these rapidly changing financial times, where economic inequalities are on the rise, it's vital to have institutions that prioritize community development and financial inclusion. That's where Excite Credit Union comes in. As a certified... [Read More](https://blog.excitecu.org/empowering-communities-through-cdfi-status?hsLang=en) --- ## [Protecting Yourself from Romance, Elder Abuse, and Check Scams](https://blog.excitecu.org/protecting-yourself-from-scams?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 16, 2024 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en) [![](https://blog.excitecu.org/hubfs/FEB%20-%20square.jpg)](https://blog.excitecu.org/protecting-yourself-from-scams?hsLang=en) Let’s discuss three common scams—Romance, Elder Abuse, and Check Scams. We’re sharing practical tips on how to safeguard your finances with easy-to-follow advice so you can protect yourself from scams that can threaten your financial well-being. ... [Read More](https://blog.excitecu.org/protecting-yourself-from-scams?hsLang=en) --- ## [Understanding How Much Car You Can Afford and the Impact of a Good Credit Score](https://blog.excitecu.org/understanding-how-much-car-you-can-afford?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) January 23, 2024 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Auto](https://blog.excitecu.org/topic/auto?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en) [![](https://blog.excitecu.org/hubfs/JAN%20-%20square.jpg)](https://blog.excitecu.org/understanding-how-much-car-you-can-afford?hsLang=en) Let’s dive into two crucial aspects of car buying: understanding how much car you can afford and recognizing the impact of a good credit score. Welcome to the comprehensive guide on navigating the exciting journey of purchasing your dream car while... [Read More](https://blog.excitecu.org/understanding-how-much-car-you-can-afford?hsLang=en) --- ## [5 Cyber Security Tips to Keep Your Money Safe Online](https://blog.excitecu.org/5-cyber-security-tips?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) December 20, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en) [![](https://blog.excitecu.org/hubfs/cyber%20security%20tips%20square.jpg)](https://blog.excitecu.org/5-cyber-security-tips?hsLang=en) Ensuring the safety of your money in the digital age is crucial, and that's why we bring you 5 cyber security tips for keeping your money safe. In today's tech-savvy world, managing your finances online is a breeze, but it also comes with some... [Read More](https://blog.excitecu.org/5-cyber-security-tips?hsLang=en) --- ## [How to Save Money on Car Insurance](https://blog.excitecu.org/how-to-save-money-on-car-insurance?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) December 11, 2023 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Auto](https://blog.excitecu.org/topic/auto?hsLang=en) [![](https://blog.excitecu.org/hubfs/car%20insurance%20square.jpg)](https://blog.excitecu.org/how-to-save-money-on-car-insurance?hsLang=en) Learning how to save money on car insurance is a must, and at Excite Credit Union, we're dedicated to assisting you in reducing expenses while maintaining the coverage you need. Discover how to trim your car insurance costs with us in a way that's... [Read More](https://blog.excitecu.org/how-to-save-money-on-car-insurance?hsLang=en) --- ## [Unwrapping Joy: Affordable Secret Santa Gifts](https://blog.excitecu.org/affordable-secret-santa-gifts?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) November 30, 2023 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en) [![](https://blog.excitecu.org/hubfs/secret%20santa%20square.jpg)](https://blog.excitecu.org/affordable-secret-santa-gifts?hsLang=en) Maintaining a holiday budget when prices continue to rise can be a challenge and we're all about affordable Secret Santa gifts that bring smiles and warmth to your loved ones. We're all about spreading cheer without emptying your wallet. So, we've... [Read More](https://blog.excitecu.org/affordable-secret-santa-gifts?hsLang=en) --- ## [Protecting Your Peace of Mind: What To Do If Your Identity is Stolen](https://blog.excitecu.org/what-to-do-if-your-identity-is-stolen?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) November 27, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en) [![](https://blog.excitecu.org/hubfs/stolen%20identity%20square.jpg)](https://blog.excitecu.org/what-to-do-if-your-identity-is-stolen?hsLang=en) Learning what to do if your identity is stolen can be extremely helpful in safeguarding your personal and financial well-being. You've just found out that someone's been messing with your personal info – it's not a great feeling, is it? We're here... [Read More](https://blog.excitecu.org/what-to-do-if-your-identity-is-stolen?hsLang=en) --- - - [1](https://blog.excitecu.org/page/1?hsLang=en) - [2](https://blog.excitecu.org/page/2?hsLang=en) - [3](https://blog.excitecu.org/page/3?hsLang=en) - [4](https://blog.excitecu.org/page/4) - [5](https://blog.excitecu.org/page/5?hsLang=en) - ### Posts by Topic - [Talking About Money (51)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (28)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (23)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Emergency (5)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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