Tips for Choosing an Auto Loan Lender in San Jose, CA

By Excite Credit Union
May 03, 2022
Living in the beautiful and vibrant city of San Jose, CA comes with its perks. From the mysterious Winchester Mystery house to strolling down Santana Row.  There’s no shortage of things to do and places to go—which means you’ll need to get around...
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Tips For Choosing an Auto Loan Lender in Wilmington, NC

By Excite Credit Union
May 03, 2022
If you are in the market for a new or used car, you may be looking for an auto loan lender in Wilmington, NC, to finance your new vehicle. There are several options to choose from, including banks, credit unions, and dealer financing. But, which...
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How to Get a Credit Card for the First Time

By Excite Credit Union
May 03, 2022
Of the many financial milestones that you will reach in your lifetime is opening your first credit card. The establishment of credit will set the foundation for the rest of the financial moves you make throughout your life — from financing a...
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7 Types of Credit Cards and How They Are Different

By Excite Credit Union
March 02, 2022
If you are thinking about applying for a credit card, it’s understandable if you are confused by all of the available options. Different types of credit cards have different features, and some will be a better fit for your needs than others. The...
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Buying a Car: What Terms Should You Get?

By Excite Credit Union
February 28, 2022
An auto loan is an affordable and convenient way to buy a car – but how can you decide what loan term to get? Both short and long auto loan terms have their pros and cons. Choosing the right term is important because it will impact your monthly...
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How Does a Secured Credit Card Work?

By Excite Credit Union
February 25, 2022
A secured credit card gives you a credit limit based on the funds in your savings account. Your savings work as collateral for the purchases you make on your card.  If you're at the start of your financial journey, or you need to repair bad credit,...
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How to Refinance an Auto Loan

By Excite Credit Union
February 25, 2022
Refinancing your auto loan is a simple way to get a lower APR or change your term so you have the right monthly payment for your changing financial situation.  To do an auto loan refinance, you follow similar steps as when you took out your...
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How to Save Money When Buying a Car [and Prices Are High]

By Excite Credit Union
February 03, 2022
Now might not feel like the best time to buy a car. We're in the grip of supply chain issues and there's a shortage of microchips essential to the modern vehicle. This combination of factors means prices for new and used cars have soared. But it's...
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Credit Union Credit Cards vs. Bank Credit Cards

Belonging to your local credit union means you're more than just a number. It's like you become a member of a special club with a host of perks and benefits – including great offers on credit cards.  When comparing credit union credit cards vs....
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Credit Card Payoff Plan [With Payoff Calculator]

By Excite Credit Union
January 26, 2022
It can be easy to push aside credit card debt and pretend it doesn’t exist, but facing it head-on is the only way to truly tackle it. If you’ve racked up a lot of debt, paying it off is going to take time and patience. Having a credit card payoff...
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