Excite Credit Union puts the safety and security of its Members' money as a top priority. With its commitment to financial stability and responsibility, Excite offers its Members peace of mind knowing that their money is safe and secure. Here are the specific measures we take to ensure your money’s safety:
One of the most important protections in place for your money is federal insurance. The National Credit Union Administration (NCUA) is an independent federal agency that regulates and insures credit unions. Excite Credit Union is federally insured by the NCUA, which means that your deposits are insured up to $250,000 per account. This insurance covers all types of accounts, including savings, checking, money market, and certificates of deposit (CDs).
We take a number of steps to protect your money when you access your accounts online. Our online banking platform uses industry-standard encryption to protect your sensitive information, such as passwords and account numbers, from being intercepted by hackers. We also use multi-factor authentication to ensure that only authorized users can access your accounts.
We have several fraud prevention measures in place to protect your accounts. For example, we monitor your accounts for unusual activity and will alert you if we detect any suspicious transactions. We also offer tools like card controls, which allow you to turn your debit or credit card on or off if you suspect fraudulent activity.
Our physical locations are also designed with security in mind. We have security cameras, alarms, and other measures in place to protect our branches and ATMs from theft and other criminal activity.
We are subject to a number of federal and state regulations designed to protect consumers and ensure the safety and soundness of credit unions. We take these regulations seriously and work hard to stay in compliance with all relevant laws and requirements.
We take the safety and security of your money very seriously at Excite Credit Union. We have a number of protections in place to ensure that your funds are safe and secure, including federal insurance, online security, fraud protection, physical security, and regulatory compliance. If you have any questions or concerns about the safety of your money, please don't hesitate to contact us. We are here to help.