--- title: Excite Credit Union Blog | Small Business description: Small Business | Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [10 Tips to Prepare for and Navigate Natural and Technological Disasters](https://blog.excitecu.org/10-tips-to-prepare-for-natural-and-technological-disasters?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 06, 2025 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Emergency](https://blog.excitecu.org/topic/emergency?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/EXCITE_Feb2025_BusinessBlog_Square_final.jpg)](https://blog.excitecu.org/10-tips-to-prepare-for-natural-and-technological-disasters?hsLang=en) Hurricanes, fires, ransomware, data breaches—small businesses are vulnerable to any number of natural and technological disasters. However, you can ensure that your business is prepared and proactive no matter what happens! Check out these 10 tips: [Read More](https://blog.excitecu.org/10-tips-to-prepare-for-natural-and-technological-disasters?hsLang=en) --- ## [Small Business Banking and the Benefits of a Credit Union](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) November 27, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en), [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en) [![](https://blog.excitecu.org/hubfs/SmBusCU%20square.jpg)](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) Small businesses are the backbone of any economy, and managing their finances is crucial for growth and success. One essential aspect of this financial management is choosing the right banking institution. While traditional banks are often the... [Read More](https://blog.excitecu.org/small-business-banking-credit-union-benefits?hsLang=en) --- ## [Business Benefits](https://blog.excitecu.org/business-benefits?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 30, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/business%20benefits%20square.jpg)](https://blog.excitecu.org/business-benefits?hsLang=en) Running a successful business requires a strong financial foundation. When it comes to managing your business finances, partnering with a reliable financial institution can make all the difference. Excite Credit Union understands the unique needs... [Read More](https://blog.excitecu.org/business-benefits?hsLang=en) --- ## [Celebrating National Family Owned & Operated Business Day](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 16, 2023 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/Family%20Owned%20square.jpg)](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) On June 23rd, we celebrate National Family Owned & Operated Business Day, a day to recognize and support family-owned businesses. These businesses are an essential part of our community, contributing to job creation, innovation, and neighborhood... [Read More](https://blog.excitecu.org/national-family-owned-operated-business-day?hsLang=en) --- ## [National Small Business Week](https://blog.excitecu.org/national-small-business-week?hsLang=en) [By Deborah Sunderman](https://blog.excitecu.org/author/deborah-sunderman?hsLang=en) September 15, 2021 [Business Services](https://blog.excitecu.org/topic/business-services?hsLang=en), [Small Business](https://blog.excitecu.org/topic/small-business?hsLang=en) [![](https://blog.excitecu.org/hubfs/SBW_900x600.png)](https://blog.excitecu.org/national-small-business-week?hsLang=en) We are now over a year into one of the most difficult and challenging experiences that many of us have had to face. As a credit union with just over 100 employees, we have a unique understanding and special place in our hearts for small business... [Read More](https://blog.excitecu.org/national-small-business-week?hsLang=en) --- - - ### Posts by Topic - [Talking About Money (50)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (27)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (22)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Emergency (4)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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