--- title: Excite Credit Union Blog | Real Estate description: Real Estate | Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [Renovation Ready: Smart Options for Funding a Home Improvement Project](https://blog.excitecu.org/renovation-ready-smart-options-for-funding-a-home-improvement-project?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 24, 2025 [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en), [Home Improvement](https://blog.excitecu.org/topic/home-improvement?hsLang=en) [![](https://blog.excitecu.org/hubfs/EXCITE_June2025_Blog_Square_Final.jpg)](https://blog.excitecu.org/renovation-ready-smart-options-for-funding-a-home-improvement-project?hsLang=en) Dreaming of a new kitchen? Ready to refresh that outdated bathroom? Maybe it’s time to turn your spare room into a home office or in-law suite. Whatever your vision, financing it might be simpler than you expect. When it comes to funding a home... [Read More](https://blog.excitecu.org/renovation-ready-smart-options-for-funding-a-home-improvement-project?hsLang=en) --- ## [How Much House Can I Afford?](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) June 17, 2024 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/June_Blog_Square.jpg)](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) Buying a home is one of the most significant financial decisions you’ll make in your life. It’s exciting to think about owning your own place, but it’s crucial to understand how much house you can truly afford before you start house hunting. We’re... [Read More](https://blog.excitecu.org/how-much-house-can-i-afford?hsLang=en) --- ## [Refinance your mortgage and save money](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 01, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/mortgage%20awareness%20refinance%20square.jpg)](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) If you're looking for a way to save money on your monthly mortgage payments and consolidate debt, refinancing your mortgage may be a good option. Refinancing your mortgage means that you replace your existing mortgage with a new one. Here are the... [Read More](https://blog.excitecu.org/refinance-your-mortgage-and-save-money?hsLang=en) --- ## [The Power of a Home Equity Line of Credit (HELOC)](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 21, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/Square-3.jpg)](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) Are you looking for a flexible and convenient way to access the equity in your home? A Home Equity Line of Credit (HELOC) might be just the solution you need. What is a HELOC? A HELOC is a type of loan that allows you to use your home as... [Read More](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) --- - - [1](https://blog.excitecu.org/tag/real-estate/page/1?hsLang=en) - ### Posts by Topic - [Talking About Money (51)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (28)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (23)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Emergency (5)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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