How to Get a Credit Card for the First Time

By Excite Credit Union
May 03, 2022
Of the many financial milestones that you will reach in your lifetime is opening your first credit card. The establishment of credit will set the foundation for the rest of the financial moves you make throughout your life — from financing a...
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7 Types of Credit Cards and How They Are Different

By Excite Credit Union
March 02, 2022
If you are thinking about applying for a credit card, it’s understandable if you are confused by all of the available options. Different types of credit cards have different features, and some will be a better fit for your needs than others. The...
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How Does a Secured Credit Card Work?

By Excite Credit Union
February 25, 2022
A secured credit card gives you a credit limit based on the funds in your savings account. Your savings work as collateral for the purchases you make on your card. If you're at the start of your financial journey, or you need to repair bad credit,...
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