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Credit Unions are different than Banks

By Excite Credit Union
March 15, 2023
Savings, Talking About Money, Credit Unions are Different than Banks
Excite is not only a credit union, but for over 70 years, we have been the community’s credit union, prioritizing our Members and committed to our community. So, what is a credit union, how do they differ from banks, and why is that important? ...
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How to Improve Your Credit Knowledge

By Excite Credit Union
March 08, 2023
Savings, Talking About Money, Building Credit
National Credit Education Month is a time to celebrate the power of financial literacy and encourage people to take control of your finances. At Excite Credit Union, we believe that having a solid understanding of personal finance is key to...
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The Power of a Home Equity Line of Credit (HELOC)

By Excite Credit Union
February 21, 2023
Savings, Talking About Money, Building Credit, Real Estate
Are you looking for a flexible and convenient way to access the equity in your home? A Home Equity Line of Credit (HELOC) might be just the solution you need. What is a HELOC? A HELOC is a type of loan that allows you to use your home as...
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Building your Credit Score

By Excite Credit Union
January 25, 2023
Talking About Money, Building Credit
Having a good credit score is important if you want to borrow money. Whether you’re applying for a new credit card, car loan or any loan. It can also help you get a better interest rate on loans. The below tips can help you build your credit score.
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Membership at Excite includes Zelle®

By Excite Credit Union
October 11, 2022
Talking About Money
Zelle® is an easy way to send and receive money with friends, family, and those you know and trust. You can use Zelle® today right from your Excite mobile banking app. With Zelle®, money moves directly between bank accounts in minutes, not days,...
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Tips for Choosing an Auto Loan Lender in San Jose, CA

By Excite Credit Union
May 03, 2022
Auto
Living in the beautiful and vibrant city of San Jose, CA comes with its perks. From the mysterious Winchester Mystery house to strolling down Santana Row. There’s no shortage of things to do and places to go—which means you’ll need to get around...
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Tips For Choosing an Auto Loan Lender in Wilmington, NC

By Excite Credit Union
May 03, 2022
Auto
If you are in the market for a new or used car, you may be looking for an auto loan lender in Wilmington, NC, to finance your new vehicle. There are several options to choose from, including banks, credit unions, and dealer financing. But, which...
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How to Get a Credit Card for the First Time

By Excite Credit Union
May 03, 2022
Credit Cards
Of the many financial milestones that you will reach in your lifetime is opening your first credit card. The establishment of credit will set the foundation for the rest of the financial moves you make throughout your life — from financing a...
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7 Types of Credit Cards and How They Are Different

By Excite Credit Union
March 02, 2022
Credit Cards
If you are thinking about applying for a credit card, it’s understandable if you are confused by all of the available options. Different types of credit cards have different features, and some will be a better fit for your needs than others. The...
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Buying a Car: What Terms Should You Get?

By Excite Credit Union
February 28, 2022
Budgeting, Auto
An auto loan is an affordable and convenient way to buy a car – but how can you decide what loan term to get? Both short and long auto loan terms have their pros and cons. Choosing the right term is important because it will impact your monthly...
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