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Leasing vs. Buying a Car: Which Is Better for You?

By Excite Credit Union
April 28, 2026
Savings, Talking About Money, Auto
Trying to decide whether to lease or buy your next car? The right choice depends on how you drive, what you can afford, and what matters most to you long term. Leasing means paying to use a car for a set period—typically two to three years—with...
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Rebuild Your Finances with Second‑Chance Banking

By Excite Credit Union
April 01, 2026
Budgeting, Savings, Talking About Money, Building Credit
If you’ve ever gone through a difficult financial period and had to manage your money without a reliable bank account, debit card, or direct deposit, you know how frustrating it can be. That’s where second-chance banking can help. Excite Credit...
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How to Protect Your Tax Refund and Put It to Work

By Excite Credit Union
March 04, 2026
Savings, Talking About Money, Emergency, Retirement, Taxes, Security
Your tax refund* can be a welcome boost to your finances, whether you want to catch up on bills or work toward your financial goals. But it’s important to handle that money intentionally. A mistake can delay your refund, expose it to fraud, or...
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Smart Money Moves: Simple Financial Planning Strategies

By Excite Credit Union
February 03, 2026
Budgeting, Savings, Talking About Money, Emergency, Retirement, Building Credit, Security
Have you ever noticed how ambitious New Year’s resolutions can lose momentum before spring even arrives? You set big goals for personal finance management and financial planning strategies, but feel overwhelmed when it’s time to put them into...
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Drive Home Savings: Nine Reasons Excite Credit Union Auto Loans Are the Smart Choice

By Excite Credit Union
January 13, 2026
Budgeting, Savings, Talking About Money, Auto
Figuring out vehicle financing on your own can be stressful—from auto loan terms and rates to pre-approvals, refinancing, and more. Fortunately, the team at Excite Credit Union is here to guide you through the entire process, helping you secure a...
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Six Financial Resolutions You Can Actually Stick To

By Excite Credit Union
December 10, 2025
Budgeting, Savings, Talking About Money
Wondering how to stick to your financial resolutions in the New Year? The key is to focus on small, achievable goals that deliver meaningful results. Start in January with these six simple steps. Each one is easy to do and will help you build...
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Six Ways to Prepare Your Finances for the Holidays

By Excite Credit Union
November 14, 2025
Budgeting, Talking About Money
This season is meant to be joyful, but it can also be one of the most expensive—and stressful—times of the year. However, with a bit of holiday financial planning, you can spend wisely and focus on what truly matters. Here are six ways to prepare...
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Financial Scam Awareness for Seniors: Nine Warning Signs to Watch For

By Excite Credit Union
October 15, 2025
Talking About Money, Security
Financial scam awareness for seniors is your first step to staying safe from clever and deceptive schemes. Scammers are always finding new ways to trick people, and older adults are often their favorite targets. By staying alert and knowing what to...
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What’s Going on with Student Loan Forgiveness?

By Excite Credit Union
September 23, 2025
Savings, Talking About Money, Student Loans
If it seems like federal student loan forgiveness news changes constantly, you’re not imagining it! With so many updates, it’s easy to feel unsure about what comes next. That’s why staying informed, taking steps to manage your loans, and talking...
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Budgeting for Baby: Financial Planning Tips for New Moms

By Excite Credit Union
May 28, 2025
Budgeting, Savings, Talking About Money, Parenting
As a new mother, you’ve discovered that a baby brings enormous joy—and a long to-do list! Fortunately, there is one important task that doesn’t need to be stressful or time-consuming: revising your budget. With the right approach, you can stay in...
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