--- title: Excite Credit Union Blog | Savings (3) description: Savings | Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. (3) --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [Summer Spending](https://blog.excitecu.org/summer-spending?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 31, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en) [![](https://blog.excitecu.org/hubfs/Summer%20Spending%20square.jpg)](https://blog.excitecu.org/summer-spending?hsLang=en) Summer is a time for fun, vacations, and relaxation. For many of us, it can also be a time of overspending and credit card debt. We're sharing tips on how to manage your summer spending and stay financially healthy. Set a budgetBefore you start... [Read More](https://blog.excitecu.org/summer-spending?hsLang=en) --- ## [Credit Unions are different than Banks](https://blog.excitecu.org/banks_vs_creditunions?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 15, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Credit Unions are Different than Banks](https://blog.excitecu.org/topic/credit-unions-are-different-than-banks?hsLang=en) [![](https://blog.excitecu.org/hubfs/banks%20vs%20cu%20square.jpg)](https://blog.excitecu.org/banks_vs_creditunions?hsLang=en) Excite is not only a credit union, but for over 70 years, we have been the community’s credit union, prioritizing our Members and committed to our community. So, what is a credit union, how do they differ from banks, and why is that important? ... [Read More](https://blog.excitecu.org/banks_vs_creditunions?hsLang=en) --- ## [How to Improve Your Credit Knowledge](https://blog.excitecu.org/improve-your-credit-knowledge?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 08, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en) [![](https://blog.excitecu.org/hubfs/Square-4.jpg)](https://blog.excitecu.org/improve-your-credit-knowledge?hsLang=en) National Credit Education Month is a time to celebrate the power of financial literacy and encourage people to take control of your finances. At Excite Credit Union, we believe that having a solid understanding of personal finance is key to... [Read More](https://blog.excitecu.org/improve-your-credit-knowledge?hsLang=en) --- ## [The Power of a Home Equity Line of Credit (HELOC)](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 21, 2023 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en), [Real Estate](https://blog.excitecu.org/topic/real-estate?hsLang=en) [![](https://blog.excitecu.org/hubfs/Square-3.jpg)](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) Are you looking for a flexible and convenient way to access the equity in your home? A Home Equity Line of Credit (HELOC) might be just the solution you need. What is a HELOC? A HELOC is a type of loan that allows you to use your home as... [Read More](https://blog.excitecu.org/the-power-of-a-home-equity-line-of-credit?hsLang=en) --- ## [How to Save Money When Buying a Car \[and Prices Are High\]](https://blog.excitecu.org/how-to-save-money-when-buying-a-car?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 03, 2022 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en) [![](https://blog.excitecu.org/hubfs/AdobeStock_162278820.jpg)](https://blog.excitecu.org/how-to-save-money-when-buying-a-car?hsLang=en) Now might not feel like the best time to buy a car. We're in the grip of supply chain issues and there's a shortage of microchips essential to the modern vehicle. This combination of factors means prices for new and used cars have soared. But it's... [Read More](https://blog.excitecu.org/how-to-save-money-when-buying-a-car?hsLang=en) --- ## [It's Financial Literacy Month!!  Four Youth Savings Heroes](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) [By John Hogan](https://blog.excitecu.org/author/john-hogan?hsLang=en) April 16, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en) [![](https://blog.excitecu.org/hubfs/pig-hero.jpg)](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) Spring has sprung and it has never been a better time to be a young saver! Since April is National Credit Union Youth Month AND Financial Literacy Month, we wanted to feature four super heroes who are on the front lines supporting youth across the... [Read More](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) --- ## [How to Help Your Kids Establish a Savings Habit](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 04, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/bigstock-Piggybank-And-Money-Tower--To-392116385.jpg)](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) You want to talk to your kids about money, set your kids up for success, and help them build good financial habits like learning how to save, and how to budget for purchases. A budget can help you be honest with yourself about exactly how much... [Read More](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) --- ## [How To Save Money As A College Freshman](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 04, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en) [![](https://blog.excitecu.org/hubfs/bigstock-Finance-Investment-And-Money--389530372.jpg)](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) Are you a college freshman that's struggling financially? Or are you just trying to save some money? The majority of college students are dealing with financial difficulties and struggle to have enough time to manage them. This is understandable... [Read More](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) --- - - [1](https://blog.excitecu.org/tag/savings/page/1?hsLang=en) - [2](https://blog.excitecu.org/tag/savings/page/2?hsLang=en) - [3](https://blog.excitecu.org/tag/savings/page/3) - ### Posts by Topic - [Talking About Money (51)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (28)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (23)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Emergency (5)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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