--- title: Excite Credit Union Blog | Parenting description: Parenting | Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [Budgeting for Baby: Financial Planning Tips for New Moms](https://blog.excitecu.org/budgeting-for-baby-financial-planning-tips-for-new-moms?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 28, 2025 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/EXCITE_May2025_Blog_Square_Final.jpg)](https://blog.excitecu.org/budgeting-for-baby-financial-planning-tips-for-new-moms?hsLang=en) As a new mother, you’ve discovered that a baby brings enormous joy—and a long to-do list! Fortunately, there is one important task that doesn’t need to be stressful or time-consuming: revising your budget. With the right approach, you can stay in... [Read More](https://blog.excitecu.org/budgeting-for-baby-financial-planning-tips-for-new-moms?hsLang=en) --- ## [Getting Your Kids Excited About Money Management](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) May 24, 2024 [Budgeting](https://blog.excitecu.org/topic/budgeting?hsLang=en), [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en), [Building Credit](https://blog.excitecu.org/topic/building-credit?hsLang=en) [![](https://blog.excitecu.org/hubfs/MAY_Square_Final.jpg)](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) Let’s talk about money! It’s never too early to talk about finances with your children. When you take your toddlers to the store, they watch you buy groceries (and probably ask for their favorite candy at checkout). Kids are very observant and... [Read More](https://blog.excitecu.org/getting-your-kids-excited-about-money?hsLang=en) --- ## [Does Your Teen Understand the Value of Money?](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) April 27, 2023 [Talking About Money](https://blog.excitecu.org/topic/talking-about-money?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/youth-Financial-literacy-2-Blog_square.jpg)](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) Financial literacy is a crucial skill that every person should have, and it’s never too early to start teaching your kids about money. April is National Financial Literacy Month, so it’s a great time to start having conversations with your teens... [Read More](https://blog.excitecu.org/talking-to-teens-about-money?hsLang=en) --- ## [How to Help Your Kids Establish a Savings Habit](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 04, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/bigstock-Piggybank-And-Money-Tower--To-392116385.jpg)](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) You want to talk to your kids about money, set your kids up for success, and help them build good financial habits like learning how to save, and how to budget for purchases. A budget can help you be honest with yourself about exactly how much... [Read More](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) --- ## [What would you do in an emergency?](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 25, 2021 [Emergency](https://blog.excitecu.org/topic/emergency?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/ASW_2021_Vibrant_11x17_2-1.png)](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) Every time you take your child with you to buy groceries, you teach them how money works, what it means, and why it matters. The conversations with you have with your children can set ways of thinking about money for them for the rest of their life.... [Read More](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) --- - - ### Posts by Topic - [Talking About Money (50)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (27)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (22)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Emergency (4)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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