--- title: Excite Credit Union Blog (8) description: Helpful financial tips and community news from your local credit union – grow your knowledge and your savings. (8) --- Quick Links - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622&_ga=2.9158332.885728407.1614017764-121813073.1607694182) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614070041557.1614072156284.12&__hssc=252540758.1.1614072156284&__hsfp=1927552622) - [Make a Payment](https://excitecu.org/payment-options) - [Make an Appointment](https://apps.excitecu.org/appointments) Locations/Hours% Rates Contact [![branding-excitecu-header](https://blog.excitecu.org/hs-fs/hubfs/Imported%20images/branding-excitecu-header.png?width=286&height=119&name=branding-excitecu-header.png "branding-excitecu-header")](https://excitecu.org/)   ### [Personal](https://www.excitecu.org/Personal) - 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Invest - [Investments](https://excitecu.cusonet.com/) - Insure - [Auto Protection](https://www.excitecu.org/Personal/Borrow/Vehicle-Loans/Auto-Insurance) - [Insurance Services](https://www.excitecu.org/Plan/Insure/Insurance-Services) - [Learn](https://www.excitecu.org/Learn) - Education - [Financial Education](https://www.excitecu.org/Learn/Education/Financial-Education) - [SavvyMoney®](https://www.excitecu.org/Learn/Education/Credit-Score) - [Calculators](https://www.excitecu.org/Learn/Education/Calculators) - About Us - [Why We're Here](https://www.excitecu.org/Learn/About-Us/Why-Were-Here) - [Membership](https://www.excitecu.org/Learn/About-Us/Membership) - [Locations](https://www.excitecu.org/Learn/About-Us/Locations) - [Leadership](https://www.excitecu.org/Learn/About-Us/Leadership) - [Media](https://www.excitecu.org/Learn/About-Us/Media) - [Careers](https://www.excitecu.org/Learn/About-Us/Careers) - [Fee Schedule](https://www.excitecu.org/ExciteCU/media/Documents/Fee-Schedule-rev-8-24-2020.pdf) - [Privacy](https://www.excitecu.org/Learn/About-Us/Privacy) - [Give](https://www.excitecu.org/Give) - Community - [Community Events](https://www.excitecu.org/Give/Community/Events) - [Excite Cares](https://www.excitecu.org/Give/Community/ExciteCares) - [Apply for a Loan](https://app.loanspq.com/apply.aspx?lenderref=alliancecu072715&list=VLPLCCHECBST&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Become a Member](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD0RL3d1qFbsgl3hCp93n027H1L7KzQZRI2Db4r0gTGgxv49ElHWJLJGUTrsAFeKZSpF43nMHP5vg6uO7xTE5xO8&_ga=2.1016631.788664191.1587659479-1211589023.1585243269&__hstc=252540758.bfd648fb4d85804455d19f67175cec20.1607694245454.1614104306112.1614149210007.14&__hssc=252540758.1.1614149210007&__hsfp=1927552622) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Make an Appointment](https://apps.excitecu.org/appointments) ## [It's Financial Literacy Month!!  Four Youth Savings Heroes](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) [By John Hogan](https://blog.excitecu.org/author/john-hogan?hsLang=en) April 16, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en) [![](https://blog.excitecu.org/hubfs/pig-hero.jpg)](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) Spring has sprung and it has never been a better time to be a young saver! Since April is National Credit Union Youth Month AND Financial Literacy Month, we wanted to feature four super heroes who are on the front lines supporting youth across the... [Read More](https://blog.excitecu.org/holy-financial-literacy-month-four-youth-savings-heroes?hsLang=en) --- ## [How to Help Your Kids Establish a Savings Habit](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 04, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/bigstock-Piggybank-And-Money-Tower--To-392116385.jpg)](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) You want to talk to your kids about money, set your kids up for success, and help them build good financial habits like learning how to save, and how to budget for purchases. A budget can help you be honest with yourself about exactly how much... [Read More](https://blog.excitecu.org/how-to-help-your-kids-establish-a-savings-habit?hsLang=en) --- ## [How To Save Money As A College Freshman](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) March 04, 2021 [Savings](https://blog.excitecu.org/topic/savings?hsLang=en) [![](https://blog.excitecu.org/hubfs/bigstock-Finance-Investment-And-Money--389530372.jpg)](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) Are you a college freshman that's struggling financially? Or are you just trying to save some money? The majority of college students are dealing with financial difficulties and struggle to have enough time to manage them. This is understandable... [Read More](https://blog.excitecu.org/tips-on-how-to-save-money-as-college-freshman?hsLang=en) --- ## [What would you do in an emergency?](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) [By Excite Credit Union](https://blog.excitecu.org/author/excite-credit-union?hsLang=en) February 25, 2021 [Emergency](https://blog.excitecu.org/topic/emergency?hsLang=en), [Parenting](https://blog.excitecu.org/topic/parenting?hsLang=en) [![](https://blog.excitecu.org/hubfs/ASW_2021_Vibrant_11x17_2-1.png)](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) Every time you take your child with you to buy groceries, you teach them how money works, what it means, and why it matters. The conversations with you have with your children can set ways of thinking about money for them for the rest of their life.... [Read More](https://blog.excitecu.org/what-would-you-do-in-an-emergency?hsLang=en) --- - - [6](https://blog.excitecu.org/page/6?hsLang=en) - [7](https://blog.excitecu.org/page/7?hsLang=en) - [8](https://blog.excitecu.org/page/8) - ### Posts by Topic - [Talking About Money (51)](https://blog.excitecu.org/tag/talking-about-money?hsLang=en) - [Savings (28)](https://blog.excitecu.org/tag/savings?hsLang=en) - [Budgeting (23)](https://blog.excitecu.org/tag/budgeting?hsLang=en) - [Building Credit (12)](https://blog.excitecu.org/tag/building-credit?hsLang=en) - [Auto (10)](https://blog.excitecu.org/tag/auto?hsLang=en) - [Credit Unions are Different than Banks (6)](https://blog.excitecu.org/tag/credit-unions-are-different-than-banks?hsLang=en) - [Retirement (6)](https://blog.excitecu.org/tag/retirement?hsLang=en) - [Security (6)](https://blog.excitecu.org/tag/security?hsLang=en) - [Business Services (5)](https://blog.excitecu.org/tag/business-services?hsLang=en) - [Emergency (5)](https://blog.excitecu.org/tag/emergency?hsLang=en) - [Parenting (5)](https://blog.excitecu.org/tag/parenting?hsLang=en) - [Small Business (5)](https://blog.excitecu.org/tag/small-business?hsLang=en) - [Credit Cards (4)](https://blog.excitecu.org/tag/credit-cards?hsLang=en) - [Real Estate (4)](https://blog.excitecu.org/tag/real-estate?hsLang=en) - [Taxes (4)](https://blog.excitecu.org/tag/taxes?hsLang=en) - [Community Engagement (2)](https://blog.excitecu.org/tag/community-engagement?hsLang=en) - [Home Improvement (1)](https://blog.excitecu.org/tag/home-improvement?hsLang=en) - [Insurance (1)](https://blog.excitecu.org/tag/insurance?hsLang=en) - [Student Loans (1)](https://blog.excitecu.org/tag/student-loans?hsLang=en) see all ### About Excite - [About Us](https://excitecu.org/in-the-community/about-us/locations) - [Careers](https://excitecu.org/in-the-community/about-us/careers) - [Community](https://excitecu.org/in-the-community/community/excitecares) - [Legal](https://www.excitecu.org/Legal) - [**Phone: 800.232.8669**](tel:8002328669) - **Routing: 321176804** - **NMLS #477592** ### Resources - [Forms](https://www.excitecu.org/Learn/About-Us/Forms) - [Order Checks](https://www.deluxe.com/products-services/financial-checks-retail-linking.jsp) - [Opt Out](https://newapps.excitecu.org/MemberOptOuts/OptOutHome) - [Sitemap](https://www.excitecu.org/Sitemap) - [Privacy](https://excitecu.org/in-the-community/about-us/privacy) - [Make a Payment](https://www.excitecu.org/Payment-Options) - [Homeowner Hardship Assistance](https://www.excitecu.org/Personal/Borrow/Home-Loans/Home-Loan-Hardship-Assistance) ### Follow Us | [![Download on the App Store](https://www.excitecu.org/Content/Images/mobile-app-apple.png)](https://apps.apple.com/us/app/excite-mobile-banking/id441879558) | [![Get it on Google Play](https://www.excitecu.org/Content/Images/mobile-app-google.png)](https://play.google.com/store/apps/details?id=com.ifs.banking.fiid5230) | | --- | --- | Equal Housing Opportunity Federally Insured by NCUA © 2021 **Excite Credit Union**. 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